One of the byproducts of a San Diego DUI arrest is having to deal with licensing issues with the DMV. Several of these hurdles/consequences go in place occur before there is a conviction. Truly, the punishment begins to be served before the case is. One of these hurdles/consequences is providing SR-22 insurance. You will need this before obtaining a restricted or full privilege license. I recommend my clients not going through their insurance (case by case basis). I have recommended providers on my website.
What is an SR-22?
An SR-22 is a certificate that must be filed by an insurance company stating that auto liability insurance is in effect for a particular individual. The SR-22 or “Proof of Insurance Certificate” is the paperwork required to monitor the insurance requirements of drivers with recent infractions.
- This document also guarantees that the required minimum limit of liability coverage has been obtained by the respective person.
- Proof of insurance and an SR-22 must be maintained for three years. The required three year period starts from the date the original suspension would have ended.
- Proof of insurance and the SR-22 will stay in effect if you do not cancel the policy or get dropped during the 3 year period. The insurance policy the SR-22 is filed under must remain in effect in order for you to maintain your restricted license.
An SR-22 is required for all persons arrested for and/or convicted of a San Diego DUI. However, you do not have to be convicted to receive a suspended license.
You could win your court case and lose your DMV hearing and still need an SR-22. To get a restricted license after being arrested for a DUI you have to do three things:
- Show proof of financial responsibility (SR-22).
- Show proof of enrollment in an approved San Diego DUI program (school).
- Pay a re-issue fee of $125.00.
Other situations where you will need to show an SR-22 to the DMV to have your license returned:
- Those convicted in court of a San Diego DUI, and sent to a San Diego DUI school. If the four month period is not up by the time the DMV receives notice from the court of your conviction, then the requirement to show an SR-22 goes into effect.
- Those that had their licenses restricted by the court for a San Diego DUI or “Wet Reckless”. If you do not own a car, you would purchase a non-owner SR-22. The SR-22 would provide coverage for your liability protection. Even though you do not own a vehicle you may still be required to carry an SR-22. This is called a “non-owners” SR-22 insurance policy. The vehicle is not covered by an SR-22 or a non-owners policy.
What are the minimum limits of liability?
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.
It is key to obtain SR 22 as soon as possible, especially before there may be a suspension. You may get up to a 20% lower fees than if you wait.
Hire a Proactive, affordable, and quality defense when you are facing San Diego DUI charges. Whether you have been charged of a San Diego DUI, Poway DUI, La Mesa DUI, Santee DUI, Mission Valley DUI, Clairemont DUI, Point Loma DUI, La Jolla DUI, Carmel Valley DUI, Mira Mesa DUI, Pacific Beach DUI, Del Mar DUI, Carmel Valley DUI, Encinitas DUI, Oceanside DUI, Ocean Beach DUI, Escondido DUI, Vista DUI, San Marcos DUI, Carlsbad DUI, El Cajon DUI it is vital you need to hire an attorney who knows how to defend your rights and can determine if the government can prove their case. Contact the Law Office of Mark Deniz now for a free case evaluation at 858-751-4384 or send an email to [email protected].